Hypercom terminals and applications deliver connectivity, flexibility and versatility to banking organizations around the planet. More than 70% of the world's financial transaction networks are Hypercom-driven.

The banking industry has made major changes within the past ten years. More and more of a bank's service offerings deal with integrating various services for its established and prospective merchant base. Business issues include:

• A common infrastructure, with full interoperability across its POS and ATM network
• Installation, delivery, end-to-end tests, staff training on handling POS terminals
• Continuous monitoring of POS terminal operations, including the review of statistics on POS terminal operations and the initiation of POS terminals
• Extensive valued-added applications for these products, such as check conversion and multi-merchant support
• Certification and support through internal processing environments as well as major processors
• Engage technology to automate the ID verification process and maintain records of the methods employed

The Hypercom resolution to these issues was simple: provide a series of reliable transaction products with maximum flexibility in application and operation. Hypercom terminal devices offer banks and their merchant services organizations an easy to use, cost effective point of sale device for its diverse environment.

Hypercom terminal products are Patriot Act compliant, offering secure technology to quickly allow and automate the ID verification process. Hypercom Term-Master Suite provides a complete terminal management system, allowing for real-time monitoring and administration of a diverse terminal base. Hypercom network access controllers (NACs) provide fast and secure transaction transport ability with the flexibility to be configured support virtually any network environment.