Over the past few years, the off-premise ATM market has steadily increased. Its owners discovered a low-maintenance method of providing access to cash for many consumers and a profitable stand-alone business rolled into one.
An off-premise ATM needs to provide its owner with:

• Reliability
• Easy maintenance on a low-cost
• Small footprint
• ATM Connectivity

Most financial institutions run parallel networks, one for its normal branch operations and one for its off-premise automatic teller machines (ATMs). With off-premise ATMs offering new avenues for revenue, financial organizations have become concerned about network reliability, flexibility and security. As the number of off-premise ATMs increases, the average number of transactions per ATM is declining. With these changing market demands, there is an initiative to reduce communication costs and preserve the investments made in legacy ATMs.

Traditional network devices are not designed to effectively utilize these older protocols, requiring encapsulation or tunneling to transport data, adding unnecessary overhead to every transaction that traverses the network.

With this issue in mind, Hypercom developed a unique internal transport mechanism and encryption technology, one with the ability to transport data in its native mode. This innovation saves on bandwidth requirements and provide a secure transmission of ATM transactions, as well as a solution that enables legacy ATMs to use a dial-up connections.

Using this strategy, financial organizations can reduce the cost of telecommunications by converting leased line service to dial-up service and preserve the investment already made in existing ATMs or provide ATMs with the same connectivity and transport options available for traditional financial organization environments. Hypercom is the logical choice for customers who want to utilize the benefits of running IP on the mainframe to support their ATMs, but may not have the capital to replace the installed base of legacy ATMs. Financial organizations are assured the luxury of preserving the investment of legacy ATMs while running IP on the host.