Many small and medium-size businesses utilize PC’s for their Point ofSale systems and prefer to use the same PC for payment processing.TheSmartPayments™ Payment Server Standard Edition is specifically designedas a secure PC-based payment solution for small to mid-size merchants.

Web-based management interface and virtual terminals enablesbusiness owners to quickly install and process payments from their PC’s.For card-present environments,the Virtual Terminal supports magnetic stripereaders for credit transactions as well as PIN Pad and check reader support.

The SmartPayments Client can also be added to provide support for a wide range of card readers,PIN Pads and signature capture devices.It alsoprovides integration with Point of Sale system software.

• Retail
• Restaurant
• Direct Marketing (MO/TO)
• Bill Payment

• Credit & PIN Debit Cards
• Purchasing Cards - Level 3
• PIN-less Debit Cards
• EBT
• Gift/Loyalty
• Check Verification & Conversion
• ACH

• Recurring Billing
• Signature, Receipt Capture and Retrieval
• Check Image Capture & Retrieval
• Integration with QuickBooks Accounting and Microsoft RMS*
  * Requires SmartPayments Client andplug-ins (purchased separately)

• TSYS/Vital
• Global-East
• Concord (Via EFSNet)
• FDMS Nashville (via Datawire)
• FDMS North (via Datawire)
• FDMS South (via Datawire)
• Paymentech-Tampa
• Heartland
• NOVA
• AMEX Direct

• Valuetech
• GiveX
• Telecheck (via EFSNet)
• Echo
• NCN/Rocky Mountain
• Fastcheck/Cyclone

• Increased Sales — Enable cash-restricted customers to make purchases
• Increased security — Enable cash-restricted customers to make purchases
• Certifications — Supports all your credit, debit, check, gift and loyalty payment needs
• Fast transaction speed — 2 to 5 seconds vs. 15 to 30 seconds for dial-up terminals
• Easy to use — Browser-based tools allow merchants to manage accounts anywhere, anytime

• All cardholder data encrypted and truncated
• Retrieval of digitized signatures and check images lowers riskof charge backs from customer-disputed transactions
• AVS address verification and CVV verification to fight card-not-present fraud
• Built-in alerts and a packet filtering system,when enabled,allow you to grant or deny access to any hosts or subnet foradded security

• Once installed,merchants need only a standard web browser,there is no need to purchase additional software or hardware
• Unlimited Virtual Terminals provided with single license

• Speeds up the authorization process
• Flexible payment methods,including Recurring Billing and Repeat Sale/Installment Sale via Ref #
• Tip Adjust to support restaurants
• Auto settlement
• Advanced transaction reporting capabilities

• Automatic daily batch settlement with email notification
• Online and real-time reporting
• Sets up recurring billing contracts that will automatically invoice and process payments for customers
• Web service and SDKintegration
• Delimited data export