Many large and medium-size businesses prefer to operate and manage their own payment transaction system and require security and high-availability. The SmartPayments™ Payment Server was designed to meet the needs of these businesses by providing a highly-secure, scalable, multi-threaded Enterprise payment processing solution.

SmartPayments Server is your enterprise payment solution for all your payment needs, including credit, debit, purchasing card, gift, loyalty and checks that speeds up your check-out process with signature and check image capture & retrieval. SmartPayments rapidly integrates into your existing systems to provide a secure payment processing platform for Retail POS, MO/TO, e-Commerce & mobile.

SmartPayments Server software centralizes payments across the enterprise with speed, scalability, reliability and security at dramatically lower operating costs.

SmartPayments software, combined with Hypercom’s industry leading multi-lane terminals, provides a complete integrated payment solution from one vendor that simplifies your implementation.

• Retail
• Restaurants
• Direct Marketing (MO/TO)
• Bill Payment
• e-Commerce / Internet
• Petroleum

• Credit & PIN Debit Cards
• Purchasing Cards - Level 3
• EBT
• Gift/Loyalty
• Check Verification & Conversion
• ACH

• Recurring Billing
• Signature, Receipt Capture and Retrieval
• Check Image Capture & Retrieval
• Shopping Cart Interface

• Increased Sales — Enable cash-restricted customers to make purchases
• Certifications — Supports all your credit, debit, check, gift and loyalty payment needs
• Fast Transaction Speed — 2 to 5 seconds vs. 15 to 30 seconds for dial-up terminals
• Easy to Use — Browser-based tools allow merchants to manage accounts anywhere, anytime

• All cardholder data encrypted and truncated
• Retrieval of digitized signatures and check images lowers risk of charge backs from customer-disputed transactions
• AVS address verification and CVV verification to fight card-not-present fraud
• Built-in alerts and a packet filtering system, when enabled, allow you to grant or deny access to any hosts or subnet for added security

• Once installed, merchants need only a standard web browser, there is no need to purchase additional software or hardware
• Unlimited Virtual Terminals provided with single license

• Speeds up the authorization process
• Flexible payment methods, including Recurring Billing and Repeat Sale/Installment Sale via Ref #
• Tip Adjust to support restaurants
• Auto settlement
• Advanced transaction reporting capabilities

• Automatic daily batch settlement with email notification
• Online and real-time reporting
• Sets up recurring billing contracts that will automatically invoice and process payments for customers
• Web service and SDK integration
• Delimited data export