Traditionally, only large retail merchants are able to implement point-of-sale (POS) systems with interactive payment terminals. Our patent pending SmartPayments™ Client levels the playing field and brings inexpensive, interactive retail terminals to merchants of all sizes.

It is a simple, versatile and non-invasive payment solution that requires little to no work to implement. It can either operate independently as a non-integrated payment system or easily integrate into your POS system for a complete solution. It allows you to easily expand to tomorrow’s requirements with minimal effort on your part.

SmartPayments Client has been designed as an easy-to-use retail POS system that provides a versatile, simple, low-cost and high-value payment solution that every retailer needs today!

Use SmartPayments Client Software to easily add support for multi-lane interactive PIN pads with signature capture capability in a way that workswith PC Point-of-Sale and accounting systems to speed up transaction timeand reduce errors at dramatically lower costs.

• Retail
• Restaurants
• Direct Marketing (MOTO)
• Home-based businesses

• Credit Cards
• PIN-based Debit Cards
• EBT
• Gift Cards
• Check Verification & Conversion
• ACH

• Signature, Receipt Capture and Retrieval
• Check Image Capture & Retrieval
• Works with most PC Point-of-Sale systems
• Works with QuickBooks Accounting
• Works with Microsoft Retail Management System (RMS)

• Simple reliable Windows Service — Operates independently making it invisible and non-intrusive
• Customer-facing interactive user interface — Uses the device for input/output/display and interacts with customers independently
• Easy integration — Supports industry standard input/output file formats
• Smart — Easy configuration options automatically prompt for missing information
• High value — One time, low-cost licensing fee
• Versatile — Interfaces with multiple POS peripherals devices including card readers, PIN pads, check readers and signature capture devices
• Lightning fast — Supports dial and IP transactions that average 1 to 5 seconds

• Quickly and easily accepts multiple payment tenders including all major credit cards, debit cards, EBT, electronic check services including verification, guarantee, conversation, eCheck and ACH, signature capture/receipt retrieval and check image capture and retrieval
• Interfaces with multiple POS peripheral devices including card readers, PIN pads, check readers and signature capture devices
• Works as a standalone IP terminal or can be seamlessly integrated with PC POS systems
• One time, low-cost licensing fee
• Delivers payment transactions via the Internet without the extra costs of using a third-party gateway.

• Operates as an independent Windows Service making it invisible and non-intrusive to the POS system
• Supports dial and IP (2-3 second) transactions
• With its interactive user interface on the customer-facing terminal, uses the device for input/output/display and interacts with customers independently.

• Supports industry standard input and output file formats making it easy to integrate and support
• Easy configuration options allow you to specify menu prompts and process flow. The system automatically prompts for missing information
• Integration can be as simple as providing the amount from the point of service.

• Combine Hypercom SmartPayments Client with other Point-of-Sale and accounting application to get an integrated solution. Integrated solutions speed up transaction times while reducing the chance for errors. Plug-ins are available for Intuit’s QuickBooks Accounting and Microsoft Retail Management System (RMS).