Recent reports of wire-tapping fraud is a major concern throughout the payment industry. Wire- or line-tapping, involves the illegal installation of a monitoring device on the merchant’s phone line and systematically extracting credit and debit card information from the terminal’s data traffic. This new dimension of “cyber-theft” has accelerated the need for sophisticated encryption capabilities for POS transaction traffic. In current transaction transport architectures, POS transactions are sent in the clear, making it possible for technically-savvy criminals to quickly intercept sensitive information in the middle of transaction transport, a “man-in-the-middle” attack.

To counter this threat, the EFTSec Server solution allows all or a portion of transaction data passed between a POS terminal and an access network to be encrypted so it is secure from any commercially-viable attack. The EFTSec Server is a “plug-in” to your existing network infrastructure that does not disrupt current network traffic, making implementation seamless. Financial Institutions and Merchants can preserve their current investment while offering customers state-of-the-art protection. EFTSec is the intelligent choice, where we bring together tried and tested solutions to provide our customers peace of mind.

• Back office multi-lane server
• Corporate headquarters
• Banks
• Processors
• Payment gateway

• Microsoft Windows 2000/2003
• Oracle 9i or above / MS SQL 2005 or above

• Supports — Fully configurable capabilities using HypercomView™
• Backwards Compatible — Fully integrated support for legacy terminals & transport capabilities
• Optimization — Frame relay at lower bandwidths to maximize network performance and balance costs
• Supports — Multiple keys for unique addressability for each acquirer

• Uses Hypercom’s EFT-Master™ Transaction Switching Engine
• Able to “plug-in” to your existing network infrastructure without disrupting current network traffic

• Utilizes industry standard HSM to encrypt/decrypt transaction data that
  provides validated FIPS 140-2, Level 3 environment
• Secure Key Distribution via Smartcards
• Supports Key Management with industry standard HSM

• Utilizes Hypercom’s over 29 years of experience and expert knowledge of transaction technology
• Built on a framework that relies on standards and industry experience